Monday, April 1, 2013

our house {buying during a winter storm}

{a peek at our new house!}

Before we knew about the prospect of getting 20+ inches of snow in a week's time, Steven and I were back on the house hunt and looking at lots of houses. We came across a 4 bedroom ranch, which is exactly what we had been looking for and are practically unheard of. But - it couldn't be that easy. No part of our house-hunting story has been! It was a government-owned foreclosure.

We decided it would be worth looking at, mainly because we both couldn't stop looking at the pictures! We saw it the day it was listed. Of course we fell in love with it. In my head I rationalized that we probably had a good chance to get it because the word 'foreclosure' can be scary and many people would avoid the house all together. We were the only people who had seen the house in person. After debating the best route to go, we placed a full-price offer on Valentine's Day. Two days after the house went on the market. We knew that in the case of foreclosures the process can get quite finicky and they love to take their time, so we were prepared to wait.

We didn't have to wait long! On Thursday, February 21st, one week after placing our offer, we learned that it was accepted! We were thrilled! Only problem was that we were now in the middle of a winter storm, getting 10 inches of snow and sleet. And we needed to somehow get across town to sign the paperwork. The government sets a deadline on when they need to get the items signed and received by, so we had a very short window of time to get the papers overnighted back to them.

On Friday we dug Steven's car out so we could get to the bank and the realtor's office. We got out of the neighborhood and made it to the street where the bank is, but the entrance to the bank was full of slushy snow, so I told Steven to go up the street to the gas station because I could see that the entrance was clear. We parked at the gas station and walked back to the bank... only to discover it was closed. {enter panic mode}

I'm texting our realtor {who was in another meeting at the time}, freaking out because we had to sign the papers and submit other documents by Monday. We had no choice but to go home and hope that the bank would be open the following day.

Of course Steven's car got stuck again getting back into the neighborhood and I was a nervous wreck. I did not want to have to worry about getting his car out again the next day and hoping that we wouldn't get stuck anywhere along the way. So I decided to pay for a cab the next time around. 

We got up early on Saturday and walked to meet the cab driver on the main road. He took us to the bank, which was actually open this time. Of course the bank messed up the document the first time and we had to wait for them to re-do it... see, nothing has been easy! Then we got back in the cab and went on to the realtor's office to sign. And then we let out a huge sigh of relief because we had met the deadline.

We had to sign some more things on Monday. But our road wasn't plowed yet. I was making plans to walk to meet our realtor a couple streets over when the plow appeared and saved the day!

Despite the challenges, we've made it through the process and we close next week. We have some overlap before we need to be out of the rental, so we'll take the time to clean and paint and get a few projects done before we move over.

Now you know part of what's been going on behind the scenes over here. I apologize for the lack in activity over here, but I haven't had the energy to blog! Buying a house and planning a wedding and working full time will keep one busy. :)

I'll be back with more pictures of the house soon! Have a wonderful week!

xoxo, christa

3 comments:

  1. Oh my gosh I am SO excited for you two and SO happy all the drama paid off! And I can't wait to see lots of pictures!

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  2. Congratulations C.J. So happy for you that everything all worked out. Can't wait to see the pics from your new house... Love Mrs. B

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  3. Congrats! This is so exciting! I can't wait to see the house and the cute interior design stuff that is sure to come! Glad that all of your house hunting struggles finally paid off!!

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